Medical, Dental, and Vision
The 91ÁÔÆæ Research Foundation is pleased to offer a variety of medical, dental, and vision insurance coverage options for our employees and their dependents.
Medical Insurance
The Research Foundation pays an established monthly amount toward medical insurance coverage, and the employee is responsible for a co-payment amount depending upon their level of coverage. Four plans are offered — Kaiser, EPO, PPO, and HDHP. Other than Kaiser, plans are administered through HealthNow with Blue Shield Network
Please review the Summary of Benefits for each plan below.
Kaiser Summary of Benefits 2024 [pdf]
EPO Summary of Benefits 2024 [pdf]
PPO Summary of Benefits 2024 [pdf]
HDHP Summary of Benefits 2024 [pdf]
You may review the provider directory for the EPO, PPO, and HDHP plans at .
Eligibility for enrollment for employees and dependent(s) begins on the first day of the month following the employee’s start date, assuming prompt and timely entry and submission of plan elections. Employees can review their benefit options and make their plan elections on line, through .
Dental Insurance
Research Foundation benefited employees and their eligible dependents can enroll in a dental benefits [pdf] plan through MetLife. The Research Foundation pays 100% of the dental premium for both employees and their currently eligible dependents. Enrollment in the dental plan is effective on the first day of the month following the employee’s start date, assuming timely submission of enrollment through .
Vision Insurance
Research Foundation benefited employees and their eligible dependents can enroll in VSP® Vision Care [pdf], which is MetLife’s vision plan. The Research Foundation pays 100% of the vision premium for both employees and their currently eligible dependents. Enrollment in the vision plan is effective first day of the month following the employee’s start date, assuming timely submission of enrollment through .
